While insurance companies are happy to collect your monthly premiums, they can be extremely hesitant to pay out a claim. It is a sad truth that numerous of legitimate claims go unpaid because policyholders don't push back when they are denied. If you feel that your claim has been unfairly denied, you may have grounds for a bad faith insurance claim. Be sure that you have your case reviewed by an experienced California lawyer.

What Constitutes Bad Faith By Insurance Companies?

Insurance bad faith may exist under the following types of circumstances:

  • Your policy clearly shows the insurance company's obligation to pay the claim.
  • Your insurance company acts in a manner that is reckless and dismissive of your rights.
  • Your insurance company has failed to process your claim in a timely manner.

Attorney Timothy D. McGonigle has represented numerous clients in the Los Angeles area and across California in a wide array of coverage disputes and other bad faith insurance matters. He is highly skilled in the review of insurance policies and interpreting the language in a manner that supports his clients' rights. He provides an honest assessment regarding the viability of a particular claim and seeks full payment when a claim has been wrongly denied. He also represents clients in disability insurance disputes.

In one case, Mr. McGonigle represented an elderly couple in a litigation matter with their insurance carrier involving water and mold damage. After the trial court granted a summary judgment on issues that included breach of the implied covenant of good faith and fair dealing, he successfully reversed the trial court on appeal. This outcome was significant because the California Court of Appeal rejected the argument that the mold exclusion was a bar to the claim.

Contact Timothy D. McGonigle If You Have Had An Insurance Claim Denied

You are invited to contact Mr. McGonigle to discuss your bad faith insurance claim. You can schedule an appointment by calling 310-478-7110. You may also contact the firm via email.

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