Being able to adequately provide for yourself and your family is of paramount importance to all responsible adults. When that ability is threatened due to injury or illness, disability insurance can help cover your expenses until (or if) you are able to get back on your feet. Individuals purchase disability insurance, whether short term or long term for this very reason. Unfortunately, even when policy holders pay their premiums faithfully and on time, some insurance companies will unfairly deny their claims.
When this happens, individuals have a few options available to them. They can contest the denial. If that doesn't work, filing a lawsuit may be the next best step. If you or a loved one believes that bringing a suit against the insurance company is your best chance of getting the denial overturned or settled favorably, our Los Angeles law firm may be able to help.
Helping You Recover The Financial Compensation You Need And Deserve
Many professionals purchase disability insurance with the belief that their financial interests will be protected in case the unthinkable occurs, they are injured so grievously or develop an illness so crippling, that work becomes impossible. When the aforementioned does occur and an individual files a claim that is unfairly denied, this is an egregious injustice. Suddenly, the monies they were depending on to take care of themselves and their family aren't available. As a result, not is the individual forced to deal with an untimely injury or sickness, but their income is totally and suddenly wiped out. If the aforementioned describes your experience, please give us a call today. Our firm will work to successfully resolve your bad faith insurance claim.
Insurance Companies Only Care About Their Bottom Lines
Though insurance companies happily accept your premium payments every month, they aren't nearly as happy to pay out monies for claims, even legitimate ones. Some companies work extremely hard to find any reason, valid or otherwise, to turn down your claim or even rescind your policy. They may resort to searching for pre-existing conditions or looking for "mistakes" in your application to disqualify you from receiving the money you deserve. Secretly following you around, in an effort to prove fraud is another tool some unscrupulous, insurance companies use in an effort to avoid paying out your claim. In order to defend yourself against such insurance companies, it is necessary to have a skilled and professional team of your own working for your interests. Our firm can provide exactly that.
Contact Our California Lawyer If Your Disability Claim Was Denied
We represent disability policyholders who wish to dispute a denied claim on the basis of bad faith. Our skilled team of attorneys will work hard to get you the insurance benefits that you deserve. If you believe that your insurance company has acted in bad faith and failed to provide you with the coverage you paid for, give us a call. We will use our mastery of the disability insurance claims process and the law, to not only to retrieve the money owed to you, but we will also work to obtain punitive damages when and where appropriate. Contact us online or call 310-478-7110 today for an initial consultation.